Mortgage Rates
Today’s average rates by loan type, updated every morning.
Today’s average rates
National averages by loan type. Your rate depends on your credit, down payment and the home.
Estimate your payment
Pick a loan and a down payment to see your monthly payment at today’s rates, with Colorado property tax and insurance.
Estimated monthly payment
30-yr fixed at 6.50%
- Principal & interest$3,034
- Taxes & insurance$675
- Loan amount
- $480,000
- Mortgage insurance
- None at 20% down
Your loan
Pays back what you borrow, plus interest
- Principal & interest$480,000 over 30 years at 6.50%
- $3,034
Taxes & insurance
The same with any loan
- Property taxesEstimated at 1% of the price a year
- $500
- Homeowners insuranceTypical cost for a home at this price
- $175
Monthly costs only. Your down payment and closing costs are paid once, at closing, and aren’t part of this number.
Your rate depends on you. Credit, loan type and points all move it. We can connect you with a lender for a real quote.
- Interest over the loan
- $0
- Total of payments
- $1,092,214
- Loan amount
- $480,000
A shorter term raises the payment but cuts the interest sharply. Try the 15-yr fixed above.
An estimate at today’s average rate, not a loan offer.
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