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Tony English

(303) 359-2915
HQ Homes Full Service Discount Real Estate
HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$149,634$149,634$486,000
Remaining term (yrs)18.118.130.0
Secondary amount$0$336,366$0
Funding fee$0$0$0
Note rate3.97%3.97%7.18%
Blended rate4.82%6.848%7.42%
1st payment$964.50$964.50$3,292.33
2nd payment$0.00$2,172.36$0.00
Taxes / mo$299.25$299.25$299.25
Insurance / mo$166.67$166.67$166.67
MI / mo$143.62$143.62$97.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,574.04$3,746.40$3,855.45
Cash to close$390,366$54,000$54,000