HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$483,240$427,500
Remaining term (yrs)27.730.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.87%7.24%
Blended rate7.42%7.48%
1st payment$3,249.30$2,913.40
2nd payment$0.00$0.00
Taxes / mo$254.75$254.75
Insurance / mo$166.67$166.67
MI / mo$226.82$85.50
HOA / mo$0.00$0.00
Total monthly$3,897.53$3,420.32
Cash to close$0$47,500