HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$152,635$152,635$269,099
Remaining term (yrs)26.026.030.0
Secondary amount$0$116,464$0
Funding fee$763$763$0
Note rate4.87%4.87%7.24%
Blended rate4.87%6.225%7.48%
1st payment$862.11$862.11$1,833.91
2nd payment$0.00$776.42$0.00
Taxes / mo$173.25$173.25$173.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$53.82
HOA / mo$331.00$331.00$331.00
Total monthly$1,516.36$2,292.79$2,541.98
Cash to close$146,364$29,900$29,900