HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$106,229$106,229$315,000
Remaining term (yrs)13.013.030.0
Secondary amount$0$208,771$0
Funding fee$0$0$0
Note rate5.04%5.04%7.24%
Blended rate5.89%7.123%7.48%
1st payment$925.41$925.41$2,146.72
2nd payment$0.00$1,348.31$0.00
Taxes / mo$189.33$189.33$189.33
Insurance / mo$150.00$150.00$150.00
MI / mo$121.55$121.55$63.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,386.29$2,734.61$2,549.05
Cash to close$243,771$35,000$35,000