HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$175,102$175,102$225,000
Remaining term (yrs)22.522.530.0
Secondary amount$0$49,898$0
Funding fee$0$0$0
Note rate4.31%4.31%7.24%
Blended rate5.16%6.012%7.48%
1st payment$1,011.89$1,011.89$1,533.37
2nd payment$0.00$374.23$0.00
Taxes / mo$106.08$106.08$106.08
Insurance / mo$150.00$150.00$150.00
MI / mo$144.66$144.66$45.00
HOA / mo$180.00$180.00$180.00
Total monthly$1,592.63$1,966.87$2,014.45
Cash to close$74,898$25,000$25,000