HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$355,623$355,623$386,910
Remaining term (yrs)26.326.330.0
Secondary amount$0$31,287$0
Funding fee$0$0$0
Note rate6.09%6.09%7.24%
Blended rate6.64%6.831%7.48%
1st payment$2,258.66$2,258.66$2,636.78
2nd payment$0.00$234.65$0.00
Taxes / mo$180.67$180.67$180.67
Insurance / mo$150.00$150.00$150.00
MI / mo$171.01$171.01$77.38
HOA / mo$0.00$0.00$0.00
Total monthly$2,760.34$2,994.99$3,044.83
Cash to close$74,277$42,990$42,990