HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$853,314$853,314$1,525,500
Remaining term (yrs)29.229.230.0
Secondary amount$0$672,186$0
Funding fee$4,267$4,267$0
Note rate6.22%6.22%7.24%
Blended rate6.22%6.894%7.48%
1st payment$5,278.40$5,278.40$10,396.25
2nd payment$0.00$4,341.20$0.00
Taxes / mo$1,004.83$1,004.83$1,004.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$305.10
HOA / mo$58.33$58.33$58.33
Total monthly$6,558.23$10,899.43$11,981.18
Cash to close$841,686$169,500$169,500