HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$574,727$574,727$575,910
Remaining term (yrs)26.326.330.0
Secondary amount$0$33,178$0
Funding fee$2,874$2,874$0
Note rate6.09%6.09%7.24%
Blended rate6.09%6.406%7.48%
1st payment$3,650.25$3,650.25$3,924.82
2nd payment$0.00$328.32$0.00
Taxes / mo$214.83$214.83$214.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$115.18
HOA / mo$62.00$62.00$62.00
Total monthly$4,093.75$4,422.08$4,483.50
Cash to close$65,173$31,995$63,990