HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$394,191$394,191$409,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$38,059$0
Funding fee$1,971$1,971$0
Note rate2.5%2.5%7.24%
Blended rate2.5%3.325%7.48%
1st payment$1,790.00$1,790.00$2,790.73
2nd payment$0.00$376.63$0.00
Taxes / mo$411.58$411.58$411.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$81.90
HOA / mo$0.00$0.00$0.00
Total monthly$2,368.25$2,744.88$3,450.88
Cash to close$60,809$22,750$45,500