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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$588,117$495,000
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$2,941$0
Note rate6.17%7.24%
Blended rate6.17%7.48%
1st payment$3,626.36$3,373.42
2nd payment$0.00$0.00
Taxes / mo$501.33$501.33
Insurance / mo$166.67$166.67
MI / mo$0.00$99.00
HOA / mo$0.00$0.00
Total monthly$4,294.36$4,140.42
Cash to close$0$55,000