HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$330,571$330,571$450,000
Remaining term (yrs)22.222.230.0
Secondary amount$0$119,429$0
Funding fee$0$0$0
Note rate4.55%4.55%7.24%
Blended rate5.4%6.09%7.48%
1st payment$1,966.68$1,966.68$3,066.74
2nd payment$0.00$796.19$0.00
Taxes / mo$410.67$410.67$410.67
Insurance / mo$166.67$166.67$166.67
MI / mo$273.33$273.33$90.00
HOA / mo$28.33$28.33$28.33
Total monthly$2,845.68$3,641.87$3,762.40
Cash to close$169,429$50,000$50,000