HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$338,622$338,622$437,175
Remaining term (yrs)24.724.730.0
Secondary amount$0$98,553$0
Funding fee$1,693$1,693$0
Note rate2.9%2.9%7.24%
Blended rate2.9%4.275%7.48%
1st payment$1,595.49$1,595.49$2,979.34
2nd payment$0.00$739.14$0.00
Taxes / mo$243.67$243.67$243.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.44
HOA / mo$70.00$70.00$70.00
Total monthly$2,075.83$2,814.97$3,547.11
Cash to close$147,128$48,575$48,575