HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$274,333$274,333$418,050
Remaining term (yrs)23.223.230.0
Secondary amount$0$143,717$0
Funding fee$1,372$1,372$0
Note rate3.78%3.78%7.24%
Blended rate3.78%5.231%7.48%
1st payment$1,479.29$1,479.29$2,849.00
2nd payment$0.00$958.11$0.00
Taxes / mo$175.17$175.17$175.17
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$83.61
HOA / mo$0.00$0.00$0.00
Total monthly$1,821.12$2,779.23$3,274.45
Cash to close$190,167$46,450$46,450