HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$447,166$447,166$526,410
Remaining term (yrs)24.524.530.0
Secondary amount$0$79,244$0
Funding fee$2,236$2,236$0
Note rate3.17%3.17%7.24%
Blended rate3.17%4.048%7.48%
1st payment$2,184.30$2,184.30$3,587.47
2nd payment$0.00$594.33$0.00
Taxes / mo$305.83$305.83$305.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$105.28
HOA / mo$0.00$0.00$0.00
Total monthly$2,656.80$3,251.13$4,165.26
Cash to close$137,734$58,490$58,490