HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$364,933$364,933$517,500
Remaining term (yrs)25.125.130.0
Secondary amount$0$152,567$0
Funding fee$1,825$1,825$0
Note rate3.09%3.09%7.24%
Blended rate3.09%4.538%7.48%
1st payment$1,740.01$1,740.01$3,526.75
2nd payment$0.00$1,017.11$0.00
Taxes / mo$316.83$316.83$316.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$103.50
HOA / mo$38.33$38.33$38.33
Total monthly$2,261.84$3,278.95$4,152.08
Cash to close$210,067$57,500$57,500