HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$457,926$457,926$652,500
Remaining term (yrs)21.821.830.0
Secondary amount$0$194,574$0
Funding fee$2,290$2,290$0
Note rate4.6%4.6%7.24%
Blended rate4.6%5.614%7.48%
1st payment$2,766.96$2,766.96$4,446.78
2nd payment$0.00$1,297.16$0.00
Taxes / mo$362.00$362.00$362.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$130.50
HOA / mo$22.50$22.50$22.50
Total monthly$3,368.12$4,665.29$5,178.44
Cash to close$267,074$72,500$72,500