HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$600,383$600,383$710,100
Remaining term (yrs)28.728.730.0
Secondary amount$0$109,717$0
Funding fee$3,002$3,002$0
Note rate6.74%6.74%7.24%
Blended rate6.74%6.935%7.48%
1st payment$3,939.44$3,939.44$4,839.32
2nd payment$0.00$731.45$0.00
Taxes / mo$265.00$265.00$265.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$142.02
HOA / mo$0.00$0.00$0.00
Total monthly$4,421.10$5,152.55$5,463.00
Cash to close$188,617$78,900$78,900