HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$644,246$644,246$1,124,100
Remaining term (yrs)24.124.130.0
Secondary amount$0$479,854$0
Funding fee$3,221$3,221$0
Note rate2.81%2.81%7.24%
Blended rate2.81%4.919%7.48%
1st payment$3,063.07$3,063.07$7,660.72
2nd payment$0.00$3,099.06$0.00
Taxes / mo$691.00$691.00$691.00
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$224.82
HOA / mo$87.00$87.00$87.00
Total monthly$4,057.74$7,156.79$8,880.21
Cash to close$604,754$124,900$124,900