HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$752,745$752,745$801,000
Remaining term (yrs)25.625.630.0
Secondary amount$0$48,255$0
Funding fee$3,764$3,764$0
Note rate5.1%5.1%7.24%
Blended rate5.1%5.335%7.48%
1st payment$4,387.47$4,387.47$5,458.80
2nd payment$0.00$361.91$0.00
Taxes / mo$313.33$313.33$313.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$160.20
HOA / mo$0.00$0.00$0.00
Total monthly$4,917.47$5,279.38$6,149.00
Cash to close$137,255$89,000$89,000