HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$798,560$798,560$782,100
Remaining term (yrs)27.427.430.0
Secondary amount$0$26,990$0
Funding fee$3,993$3,993$0
Note rate6.6%6.6%7.24%
Blended rate6.6%6.772%7.48%
1st payment$5,251.49$5,251.49$5,330.00
2nd payment$0.00$267.08$0.00
Taxes / mo$522.58$522.58$522.58
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$156.42
HOA / mo$140.00$140.00$140.00
Total monthly$6,130.74$6,397.82$6,365.67
Cash to close$70,440$43,450$86,900