HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$348,207$348,207$639,000
Remaining term (yrs)19.819.830.0
Secondary amount$0$290,793$0
Funding fee$1,741$1,741$0
Note rate2.98%2.98%7.24%
Blended rate2.98%5.151%7.48%
1st payment$1,933.57$1,933.57$4,354.77
2nd payment$0.00$1,878.04$0.00
Taxes / mo$421.08$421.08$421.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$127.80
HOA / mo$30.00$30.00$30.00
Total monthly$2,601.32$4,479.35$5,150.32
Cash to close$361,793$71,000$71,000