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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$713,230$562,500
Remaining term (yrs)26.630.0
Secondary amount$0$0
Funding fee$3,566$0
Note rate6.39%7.24%
Blended rate6.39%7.48%
1st payment$4,647.39$3,833.43
2nd payment$0.00$0.00
Taxes / mo$285.50$285.50
Insurance / mo$166.67$166.67
MI / mo$0.00$112.50
HOA / mo$0.00$0.00
Total monthly$5,099.56$4,398.09
Cash to close$0$62,500