HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$307,136$307,136$382,500
Remaining term (yrs)23.423.430.0
Secondary amount$0$75,364$0
Funding fee$1,536$1,536$0
Note rate3.3%3.3%7.24%
Blended rate3.3%4.423%7.48%
1st payment$1,566.92$1,566.92$2,606.73
2nd payment$0.00$565.23$0.00
Taxes / mo$256.17$256.17$256.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$76.50
HOA / mo$40.00$40.00$40.00
Total monthly$2,013.08$2,578.31$3,129.40
Cash to close$117,864$42,500$42,500