HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$124,069$124,069$246,600
Remaining term (yrs)19.519.530.0
Secondary amount$0$122,531$0
Funding fee$0$0$0
Note rate3.73%3.73%7.24%
Blended rate4.58%6.279%7.48%
1st payment$744.83$744.83$1,680.57
2nd payment$0.00$816.87$0.00
Taxes / mo$169.17$169.17$169.17
Insurance / mo$150.00$150.00$150.00
MI / mo$114.20$114.20$49.32
HOA / mo$315.00$315.00$315.00
Total monthly$1,493.20$2,310.07$2,364.06
Cash to close$149,931$27,400$27,400