HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$62,966$62,966$359,910
Remaining term (yrs)13.113.130.0
Secondary amount$0$296,944$0
Funding fee$0$0$0
Note rate4.9%4.9%7.24%
Blended rate5.75%7.4%7.48%
1st payment$541.59$541.59$2,452.78
2nd payment$0.00$1,917.76$0.00
Taxes / mo$195.00$195.00$195.00
Insurance / mo$150.00$150.00$150.00
MI / mo$72.28$72.28$71.98
HOA / mo$0.00$0.00$0.00
Total monthly$958.87$2,876.64$2,869.76
Cash to close$336,934$39,990$39,990