HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$520,432$520,432$576,000
Remaining term (yrs)29.129.130.0
Secondary amount$0$55,568$0
Funding fee$2,602$2,602$0
Note rate6.17%6.17%7.24%
Blended rate6.17%6.443%7.48%
1st payment$3,209.00$3,209.00$3,925.43
2nd payment$0.00$416.76$0.00
Taxes / mo$360.00$360.00$360.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$115.20
HOA / mo$430.00$430.00$430.00
Total monthly$4,165.67$4,582.43$4,997.30
Cash to close$119,568$64,000$64,000