HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$518,543$518,543$539,100
Remaining term (yrs)26.226.230.0
Secondary amount$0$50,507$0
Funding fee$2,593$2,593$0
Note rate6.27%6.27%7.24%
Blended rate6.27%6.767%7.48%
1st payment$3,355.96$3,355.96$3,673.96
2nd payment$0.00$499.81$0.00
Taxes / mo$366.00$366.00$366.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.82
HOA / mo$352.00$352.00$352.00
Total monthly$4,240.63$4,740.44$4,666.44
Cash to close$80,457$29,950$59,900