HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$320,001$320,001$404,100
Remaining term (yrs)26.926.930.0
Secondary amount$0$84,099$0
Funding fee$0$0$0
Note rate7.07%7.07%7.24%
Blended rate7.62%7.907%7.48%
1st payment$2,215.64$2,215.64$2,753.93
2nd payment$0.00$630.74$0.00
Taxes / mo$111.92$111.92$111.92
Insurance / mo$150.00$150.00$150.00
MI / mo$151.56$151.56$80.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,629.12$3,259.86$3,096.67
Cash to close$128,999$44,900$44,900