HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$301,927$301,927$467,100
Remaining term (yrs)24.824.830.0
Secondary amount$0$165,173$0
Funding fee$1,510$1,510$0
Note rate2.77%2.77%7.24%
Blended rate2.77%4.619%7.48%
1st payment$1,399.16$1,399.16$3,183.28
2nd payment$0.00$1,101.15$0.00
Taxes / mo$436.92$436.92$436.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.42
HOA / mo$60.00$60.00$60.00
Total monthly$2,062.74$3,163.89$3,940.28
Cash to close$217,073$51,900$51,900