HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$341,647$341,647$513,000
Remaining term (yrs)24.224.230.0
Secondary amount$0$171,353$0
Funding fee$0$0$0
Note rate2.71%2.71%7.24%
Blended rate3.56%5.043%7.48%
1st payment$1,603.05$1,603.05$3,496.09
2nd payment$0.00$1,142.36$0.00
Taxes / mo$298.17$298.17$298.17
Insurance / mo$166.67$166.67$166.67
MI / mo$279.59$279.59$102.60
HOA / mo$95.00$95.00$95.00
Total monthly$2,442.48$3,584.83$4,158.52
Cash to close$228,353$57,000$57,000