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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$444,532$355,500
Remaining term (yrs)29.030.0
Secondary amount$0$0
Funding fee$2,223$0
Note rate6.26%7.24%
Blended rate6.26%7.48%
1st payment$2,769.57$2,422.73
2nd payment$0.00$0.00
Taxes / mo$456.83$456.83
Insurance / mo$150.00$150.00
MI / mo$0.00$71.10
HOA / mo$123.33$123.33
Total monthly$3,499.73$3,223.99
Cash to close$0$39,500