HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$210,402$210,402$267,550
Remaining term (yrs)24.624.630.0
Secondary amount$0$57,149$0
Funding fee$0$0$0
Note rate3.13%3.13%7.24%
Blended rate3.98%5.052%7.48%
1st payment$1,021.06$1,021.06$1,823.35
2nd payment$0.00$428.61$0.00
Taxes / mo$226.58$226.58$226.58
Insurance / mo$150.00$150.00$150.00
MI / mo$168.73$168.73$53.51
HOA / mo$239.00$239.00$239.00
Total monthly$1,805.37$2,233.99$2,492.44
Cash to close$86,876$29,728$29,728