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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$416,847$216,000
Remaining term (yrs)26.230.0
Secondary amount$0$0
Funding fee$2,084$0
Note rate6.81%7.24%
Blended rate6.81%7.48%
1st payment$2,843.98$1,472.04
2nd payment$0.00$0.00
Taxes / mo$96.00$96.00
Insurance / mo$150.00$150.00
MI / mo$0.00$43.20
HOA / mo$0.00$0.00
Total monthly$3,089.98$1,761.24
Cash to close$0$24,000