HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$262,864$262,864$285,575
Remaining term (yrs)24.324.330.0
Secondary amount$0$38,576$0
Funding fee$1,314$1,314$0
Note rate2.73%2.73%7.24%
Blended rate2.73%3.9%7.48%
1st payment$1,230.11$1,230.11$1,946.18
2nd payment$0.00$381.74$0.00
Taxes / mo$253.42$253.42$253.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$57.11
HOA / mo$401.00$401.00$401.00
Total monthly$2,034.53$2,416.27$2,807.72
Cash to close$54,441$15,865$31,731