HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$828,615$828,615$864,000
Remaining term (yrs)25.725.730.0
Secondary amount$0$35,385$0
Funding fee$4,143$4,143$0
Note rate5.1%5.1%7.24%
Blended rate5.1%5.26%7.48%
1st payment$4,822.11$4,822.11$5,888.14
2nd payment$0.00$265.39$0.00
Taxes / mo$823.50$823.50$823.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$172.80
HOA / mo$100.00$100.00$100.00
Total monthly$5,962.27$6,227.66$7,201.11
Cash to close$131,385$96,000$96,000