HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$153,386$153,386$468,000
Remaining term (yrs)15.315.330.0
Secondary amount$0$314,614$0
Funding fee$767$767$0
Note rate3.95%3.95%7.24%
Blended rate3.95%6.505%7.48%
1st payment$1,108.35$1,108.35$3,189.41
2nd payment$0.00$2,031.88$0.00
Taxes / mo$173.08$173.08$173.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.60
HOA / mo$0.00$0.00$0.00
Total monthly$1,448.10$3,479.98$3,622.76
Cash to close$366,614$52,000$52,000