HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$138,107$138,107$472,500
Remaining term (yrs)15.115.130.0
Secondary amount$0$334,393$0
Funding fee$691$691$0
Note rate3.94%3.94%7.24%
Blended rate3.94%6.636%7.48%
1st payment$1,009.21$1,009.21$3,220.08
2nd payment$0.00$2,159.62$0.00
Taxes / mo$223.33$223.33$223.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,399.21$3,558.83$3,704.58
Cash to close$386,893$52,500$52,500