HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$169,461$169,461$494,999
Remaining term (yrs)16.216.230.0
Secondary amount$0$325,538$0
Funding fee$847$847$0
Note rate3.31%3.31%7.24%
Blended rate3.31%6.23%7.48%
1st payment$1,124.77$1,124.77$3,373.41
2nd payment$0.00$2,102.43$0.00
Taxes / mo$335.50$335.50$335.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$70.00$70.00$70.00
Total monthly$1,696.93$3,799.37$4,044.58
Cash to close$380,538$55,000$55,000