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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$547,875$450,000
Remaining term (yrs)27.530.0
Secondary amount$0$0
Funding fee$2,739$0
Note rate6.79%7.24%
Blended rate6.79%7.48%
1st payment$3,666.49$3,066.74
2nd payment$0.00$0.00
Taxes / mo$267.33$267.33
Insurance / mo$166.67$166.67
MI / mo$0.00$90.00
HOA / mo$0.00$0.00
Total monthly$4,100.49$3,590.74
Cash to close$0$50,000