HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$609,994$609,994$976,500
Remaining term (yrs)25.225.230.0
Secondary amount$0$366,506$0
Funding fee$0$0$0
Note rate6.81%6.81%7.24%
Blended rate7.36%7.506%7.48%
1st payment$4,221.73$4,221.73$6,654.83
2nd payment$0.00$2,367.02$0.00
Taxes / mo$422.33$422.33$422.33
Insurance / mo$216.67$216.67$216.67
MI / mo$286.46$286.46$195.30
HOA / mo$0.00$0.00$0.00
Total monthly$5,147.19$7,514.21$7,489.13
Cash to close$475,006$108,500$108,500