HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$479,016$479,016$675,000
Remaining term (yrs)27.727.730.0
Secondary amount$0$195,984$0
Funding fee$2,395$2,395$0
Note rate2.25%2.25%7.24%
Blended rate2.25%3.919%7.48%
1st payment$1,935.30$1,935.30$4,600.11
2nd payment$0.00$1,306.56$0.00
Taxes / mo$249.67$249.67$249.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$135.00
HOA / mo$256.00$256.00$256.00
Total monthly$2,657.63$3,964.19$5,457.45
Cash to close$270,984$75,000$75,000