HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$321,045$314,910
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.49%7.24%
Blended rate7.04%7.48%
1st payment$2,075.14$2,146.11
2nd payment$0.00$0.00
Taxes / mo$226.25$226.25
Insurance / mo$150.00$150.00
MI / mo$150.63$62.98
HOA / mo$585.00$585.00
Total monthly$3,187.03$3,170.34
Cash to close$28,855$34,990