HQ Homes
Call Tony

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$484,146$484,146$517,500
Remaining term (yrs)27.827.830.0
Secondary amount$0$33,354$0
Funding fee$0$0$0
Note rate6.77%6.77%7.24%
Blended rate7.32%7.428%7.48%
1st payment$3,220.54$3,220.54$3,526.75
2nd payment$0.00$250.15$0.00
Taxes / mo$254.42$254.42$254.42
Insurance / mo$166.67$166.67$166.67
MI / mo$227.11$227.11$103.50
HOA / mo$475.00$475.00$475.00
Total monthly$4,343.73$4,593.89$4,526.34
Cash to close$90,854$57,500$57,500