HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$358,325$358,325$576,000
Remaining term (yrs)27.827.830.0
Secondary amount$0$217,675$0
Funding fee$0$0$0
Note rate6.73%6.73%7.24%
Blended rate7.28%7.458%7.48%
1st payment$2,374.24$2,374.24$3,925.43
2nd payment$0.00$1,405.82$0.00
Taxes / mo$221.17$221.17$221.17
Insurance / mo$166.67$166.67$166.67
MI / mo$168.12$168.12$115.20
HOA / mo$0.00$0.00$0.00
Total monthly$2,930.19$4,336.01$4,428.46
Cash to close$281,675$64,000$64,000