HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$191,131$191,131$512,100
Remaining term (yrs)16.616.630.0
Secondary amount$0$320,969$0
Funding fee$956$956$0
Note rate3.35%3.35%7.24%
Blended rate3.35%6.108%7.48%
1st payment$1,248.44$1,248.44$3,489.95
2nd payment$0.00$2,072.92$0.00
Taxes / mo$302.92$302.92$302.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$102.42
HOA / mo$0.00$0.00$0.00
Total monthly$1,718.02$3,790.95$4,061.96
Cash to close$377,869$56,900$56,900