HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$149,035$149,035$305,100
Remaining term (yrs)25.825.830.0
Secondary amount$0$156,065$0
Funding fee$0$0$0
Note rate4.99%4.99%7.24%
Blended rate5.84%6.945%7.48%
1st payment$854.94$854.94$2,079.25
2nd payment$0.00$1,040.44$0.00
Taxes / mo$204.92$204.92$204.92
Insurance / mo$150.00$150.00$150.00
MI / mo$112.94$112.94$61.02
HOA / mo$0.00$0.00$0.00
Total monthly$1,322.80$2,363.24$2,495.19
Cash to close$189,965$33,900$33,900