HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$325,526$325,526$792,000
Remaining term (yrs)9.49.430.0
Secondary amount$0$466,474$0
Funding fee$1,628$1,628$0
Note rate3.05%3.05%7.24%
Blended rate3.05%5.818%7.48%
1st payment$3,292.74$3,292.74$5,397.47
2nd payment$0.00$3,012.64$0.00
Taxes / mo$408.50$408.50$408.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$158.40
HOA / mo$85.00$85.00$85.00
Total monthly$4,002.90$7,015.55$6,266.03
Cash to close$554,474$88,000$88,000