HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$444,409$444,409$494,910
Remaining term (yrs)25.125.130.0
Secondary amount$0$50,501$0
Funding fee$2,222$2,222$0
Note rate3.09%3.09%7.24%
Blended rate3.09%3.693%7.48%
1st payment$2,118.95$2,118.95$3,372.80
2nd payment$0.00$378.75$0.00
Taxes / mo$513.08$513.08$513.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.98
HOA / mo$120.33$120.33$120.33
Total monthly$2,919.03$3,297.79$4,271.86
Cash to close$105,491$54,990$54,990