HQ Homes
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$473,960$473,960$477,000
Remaining term (yrs)26.426.430.0
Secondary amount$0$29,540$0
Funding fee$2,370$2,370$0
Note rate6.5%6.5%7.24%
Blended rate6.5%6.815%7.48%
1st payment$3,128.74$3,128.74$3,250.75
2nd payment$0.00$292.33$0.00
Taxes / mo$359.92$359.92$359.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$95.40
HOA / mo$39.00$39.00$39.00
Total monthly$3,694.32$3,986.65$3,911.73
Cash to close$56,040$26,500$53,000